$850,000
10% ($85,000)
6.35%
1.1%
OC average: ~1.1%
0.35%
CA average: 0.3-0.4% of home value
$0
Current Market Rates
Conv 30yr: 6.35%
Conv 15yr: 5.54%
FHA 30yr: 6.16%
VA 30yr: 5.63%
Rates as of March 2026. Your rate may be lower.
Total Monthly Payment
$5,847
Principal & Interest
Property Tax
Home Insurance
PMI
HOA Fees
Monthly Breakdown
Principal & Interest
$4,234
Property Tax
$782
Home Insurance
$248
PMI
$391
HOA Fees
$0
Total Monthly
$5,847
Loan Summary
Loan Amount:
$765,000
Total Interest Paid:
$1,269,200
Total Cost of Loan:
$2,034,200
Amortization Schedule
| Year | Payment | Principal | Interest | Balance |
|---|
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