About

Sergio Davis
Mortgage Loan Officer
Equity Smart Home Loans
My Story
I’m a mortgage loan officer and IBEW Local 441 member. My electrical-trade background helps me understand questions about overtime, contractor changes, and variable work schedules.
My Philosophy
I believe in education over sales, transparency over pressure. I’ll explain the costs, terms, and trade-offs so you can decide with confidence.
Compare your options
At Equity Smart Home Loans, I’ll help you compare payment, cash to close, and long-term cost. Available options depend on your eligibility and the property.
A clear preparation plan
I’ll explain the documents needed and what remains before closing. Pre-approval is conditional; final approval and timing depend on the lender’s review.
My Mission
I want you to leave our conversations knowing your options and your next step.
Licensing. Sergio Davis NMLS# 2805755 · Equity Smart Home Loans, Inc. NMLS# 856170. Information on this site is for general educational purposes and does not constitute a loan commitment, rate quote, or pre-approval. All loans are subject to credit underwriting and property approval. Programs, rates, terms, and conditions are subject to change without notice.